Personal Finance Calculators

These calculators are not toys. They are the real deal.

Accurate Investment Calculator — calculate the future value of investments or the expected income. Optionally take inflation, taxes, and fees into account.
† Auto Loan — allows for an optional trade-in or cash down payment.
† Biweekly Mortgage Calculator — pay one-half of the monthly payment every other week and reduce interest cost.
Budget Calculator — create budgets and percentage allocations.
† Extra Payments — calculate interest and time saved by making extra principal payments. Also evaluates the results if you invest the money instead.
† Early Loan Payoff Calculator — calculate the exact balance or the early payoff date. Track payments on the dates paid.
Future Value (FV) — determine what an amount will be worth in the future.
Interest Calculations — calculate periodic interest or exact-date interest.
† Lease vs. Buy Calculator — determine whether it is better to lease or buy a car or other asset.
† Accurate Mortgage Calculator — solves for 6 unknowns, including the percent deposit. Calculates ROI for your mortgage and prepares an inflation-adjusted expense report.
Net Worth Calculation — assets minus liabilities. Calculates percentage allocation.
† Payment Calculator — calculate the level payment covering principal and interest.
Percentage Calculations — four calculators.
Present Value (PV) — today’s value of a future amount.
Present Value of an Annuity (PVA) — today’s value of future cash flows.
† Retirement Age Calculator — determine the age at which you can retire.
† Retirement Savings Calculator — determine how much you need to save to retire.
† Retirement Income Calculator — estimate your retirement income.
† Retirement Calculator — answers key retirement questions. (Best on desktop or larger screens.)
Return on Investment (ROI) — calculate the exact ROI between two dates.
† Savings Calculator — solves for four unknowns.
† Accurate Investment Calculator — calculate the future value of investments or the expected income. Optionally take inflation, taxes, and fees into account.

† Displays and prints professionally formatted schedules and charts.

Auto Loan Calculator

An easy-to-use car loan calculator with a printable payment schedule. Optionally considers taxes, amount down, trade-in, and maintenance. APR calculation. Also:

Insurance, registration & fees
Export to XLSX/DOCX files
Impact of extra payments

Learn all the details about the cost of car ownership.

Click to Try It Now!

Retirement Calculator

Unique Retirement Calculator shows pre-retirement investing and post-retirement income in one schedule. Also optionally considers:

Social Security, Pensions
Inflation
Change assumptions for pre and post-retirement
Export analysis to XLSX/DOCX files

Click to Try It Now!

Net Worth Calculator

Net worth calculator gives you insight into your financial health. Required for some loan applications and frequently used by lawyers practicing family law.

Calculate ratios.
Track value of 32 assets in 4 groups.
Print net worth statements
Save your inputs for later recall.
(Easily track changes to your net worth.)

Net worth is the amount remaining if you were to sell all your assets and pay off all your debts.

Click to Try It Now!

Ultimate Financial Calculator Promotional Section

Online — free. Nothing to download or install.