# Personal Finance Calculators

These calculators are not toys

## Online — free, nothing to download or install.

## For Windows - download & install SolveIT! on your computer

These are some of the 40 plus calculators included in SolveIT!.

**Accelerated Payment for Windows**— save interest by making periodic extra payments.**Affordable House for Windows**— calculate affordability**Amortization Schedule (free) for Windows**— produces a quick, clear loan schedule showing payments, interest, principal and balance.**Automobile Loan Calculator for Windows**— solves for any two of six variables including needed cash deposit or trade-in amount.**Budget Calculator for Windows**— produce up to 12 projected & actual monthly budgets. Calculates expense allocation.**Debt Reduction Adviser for Windows**— analyze all debts and suggests most efficient way to reduce or eliminate debts**Future Value Matrix for Windows**— multiple calculations with interest rate and term varying along the "X" & "Y" axes.**Goal Planning Adviser for Windows**— plan for large, future obligations such as retirement or college. Structure both the savings cash flow as well as the withdrawal cash flow. Wizard like style.**Interest Calculator for Windows**— calculate exact day or periodic interest.**Internal Rate of Return (IRR) for Windows**— ROI calculation for adjustable cash flow.**Lease vs Buy Adviser for Windows**— is it more advantages to finance or lease?**Loan Calculator for Windows**— solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest-only or fixed principal payments.**Loan Comparison Adviser for Windows**— compare two loan offers**Mortgage Loan Calculator for Windows**— solve for any of 6 possible unknowns including down payment required**Net Worth Calculator for Windows**— create a customizable personal net worth statement.**Purchasing Power Calculator for Windows**— calculate value of an amount adjusted for inflation**Refinance Adviser for Windows**— determine if it is advisable to refinance a loan.**Return on Investment (ROI) for Windows**— absolute and annualized rate of return calculation**Savings Calculator for Windows**— solve for any of 4 values