Loan & Lending Calculators

These calculators are not toys. They are the real deal.

Do you need to calculate an exact loan payoff amount?

Track payments as of the date paid?
Track missed or late payments?
Enter extra payments?
Include a note about a payment?
Allow for interest rate changes?
Enter late or other fees and charges?
Print the schedule?
Calculate accrued interest as of a specific date?
Save your work and recall it later?

If so, use the Loan Payoff Calculator.

† Adjustable Rate Mortgage (ARM) — change the loan’s interest rate as of any date. This calculator is not limited to mortgages.
† Amortization Calculator — calculate and display or print loan payment schedules.
† Annual Percentage Rate Calculator (APR) — calculate the APR and create Truth-in-Lending Act disclosure statements.
† Auto Loan Payoff Calculator — enter payment amounts with exact dates and rate changes, and calculate the balance owed. Calculate the early payoff amount.
† Balloon Payment Calculator — structure a loan with a balloon payment. Solves for 5 variables.
† Biweekly Loan Calculator — pay 1/2 of the monthly payment every other week and reduce interest cost.
† Bridge Loan — determine whether you need a bridge loan.
† Canadian Loan Calculator — create an amortization schedule using Canadian conventions.
† Construction Loan Calculator — for any loan with multiple borrows. Construction loans finance the building of a home or other structure.
† Extra Payments— calculate the interest and time saved by making extra principal payments, and answers the question, “What if I invested the money instead?”
† Fixed Principal Loan Payment — repay a loan with fixed principal amounts.
† Interest-Only Loans — perform calculations for interest-only loans.
† Lease vs. Buy Calculator — determine whether it is better to lease or buy a car or other asset.
† Loan Calculator — solve for payment, term, rate, or loan amount.
† Loan Payoff Calculator — provides flexibility to enter payments with exact dates and calculate the balance owed.
† Accurate Mortgage Calculator — solves for 6 unknowns, including the percent deposit. Supports setting the mortgage start date and first payment date, down payment, and points.
† Mortgage Calculation with Balloon Payment — creates a mortgage payment schedule with a balloon payment.
† Mortgage Calculator with Escrow Payment & PMI — supports property taxes, property insurance, and PMI.
† Mortgage Calculation with Extra Payments — how much will you save by making extra payments? Supports lump-sum or multiple extra payments.
* National Debt Calculator — an amortization schedule that can handle a very large debt.
† Payment Calculator — calculate the level payment covering principal and interest.
Refinance Calculator — How much will you save if you refinance your mortgage or auto loan?
† Remaining Loan Balance — balance remaining after “X” payments.
† Rule-of-78s — create a printable amortization schedule.
† Ultimate Financial Calculator — use this calculator to find the present value of a mortgage or an irregular or conventional loan.

† Displays and prints professionally formatted schedules and charts.

Amortization Schedule

Create a printable amortization schedule with dates to see how much principal and interest you’ll pay over time.

Export to Excel/.xlsx and Word/.docx files.
Calculate loan payment amount or other unknowns
Supports 9 types of amortization.
User can set loan closing date and first payment date independently.
Automatically calculates prepaid interest

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Extra Payment Calculator

Extra payment calculator calculates interest savings due to a lump sum or multiple extra payments.

Creates printable payment schedule with dates
Calculates total interest savings
New: Export to XLSX/DOCX files
Is it better to make extra payments or otherwise invest the money?
Supports single or multiple extra payments

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Bridge Loan Calculator

This Bridge Loan Calculator calculates if you need a bridge loan and its payment amount when selling one property while buying another. Also:

Create a payment schedule showing payments for both loans
The equity in one property is used as collateral for the bridge loan
The bridge loan is paid-in-full with the proceeds from the sale of the first property.

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Online — free. Nothing to download or install.

Do you need to calculate an exact loan payoff amount?