Q. Which calculator should I use to record seller-financed payments and calculate payoff amounts?
A. Use the Loan Payoff Calculator. It lets you enter each payment. It supports missed, skipped, and extra payments. It supports interest rate changes.
A. Use the Loan Payoff Calculator. It lets you enter each payment. It supports missed, skipped, and extra payments. It supports interest rate changes.
A. Use the Loan Payoff Calculator. Enter payments on their actual dates. It supports missed, skipped, and extra payments. It supports interest rate changes.
A. Use the Loan Payoff Calculator. Enter the complete payment history. The calculator computes the balance using your actual payments and any rate changes.
A. Use the Internal Rate of Return (IRR) Calculator. Select Help in the calculator for setup instructions.
A. Use the Accurate Investment Calculator. It can include taxes, inflation, and fees. For irregular contributions, use the Ultimate Financial Calculator. For retirement income planning, use the Retirement Calculator.
A. It will be worth $42,717. Use the Future Value Schedule Calculator.
A. Use the Savings Calculator for a quick estimate. For a more detailed plan, use the Investment Calculator. It supports inflation and tax adjustments.
A. Gross return: 46.9%. Annualized return: 18.5%. Use the Return on Investment (ROI) Calculator. To save the scenario or add more transactions later, use the Internal Rate of Return (IRR) Calculator.
A. Gross return: 13.8%. Annualized return: 4.5%. Use the Internal Rate of Return Calculator.
Explanation: The rate of return is not equal to the loan’s stated interest rate. The payment was calculated on $45,000 at 6.5% for 48 months. The first payment occurs after a one-year delay. No interest is earned during that year.
A. No. The result is about $58,565 below a 9% target. Use the Net Present Value Calculator.
Note: This investment does not meet the target because the NPV is negative.
A. At a 4.5% discount rate, choose the extended payout. Its present value is $170,112. Use the Ultimate Financial Calculator. If the cash flow amount does not change, you can use the Present Value of an Annuity Calculator.
A. Use the Ultimate Financial Calculator. It supports irregular deposits and interest rate changes.
A. Use the Annuity Schedule calculator. It shows the depletion date and balances by month and year.
A. The interest is $1,102. Use the Interest Calculator.
A. You will need $12,525 per month. Use the Inflation Calculator. Do the calculation in two steps.
A. Use the Net Worth Calculator.
A. Use the Break Even Point Calculator. Enter fixed costs, unit price, and unit variable cost.
A. Use the Lease vs Buy Calculator. It includes depreciation in the comparison.
A. Use the Accurate Amortization Schedule. Run one case with points and one case without points.
A. Use the Extra Payment Calculator. It also compares extra payments with investing the same amount.
A. Use the Ultimate Financial Calculator (UFC). See the tutorials for setup steps.
A. Use the APR Calculator. It is compliant with the Truth in Lending Act.
A. Use the Loan Calculator. You can also use the Amortization Schedule.
A. Use the Affordable House Calculator and the Budget Calculator.
If we did not answer your question, please ask it below.
Woo says:
If I want to calculate the APR required to result in a known total finance charge for the life of a loan, which calculator should I use? I think the APR on a loan is misstated for the total finance charges disclosed on the TIL.
Karl says:
I’m sorry that I missed your question until now.
You should use the APR Calculator.